How to get the benefit of a budget without the boring budget
A good financial plan always starts with a good budget. A budget means that instead of letting your money decide each month where it goes itself, you give […]
Retirement: finish strong or fumble the ball?
As a financial adviser, I see a similar pattern among people in the 50s+ cohort which can have devastating effects. The situation usually looks like this: The couple […]
High Risk vs High Growth Investments
One thing I’ve noticed having worked in the investment world a long time is the convenient rebrand that seems to have occurred from ‘High Risk’ to ‘High Growth’ […]
The aged pension: one of the three pillars of the retirement system
A client recently mentioned to me that their goal was to never have to rely on the aged pension. We were implementing a few strategies for them to […]
Superannuation: why your early contributions make a bigger difference
I was having a great conversation with a younger business owner recently about super contributions. He mentioned he had skipped this year as he was feeling the financial […]