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How to get the benefit of a budget without the boring budget

A good financial plan always starts with a good budget. A budget means that instead of letting your money decide each month where it goes itself, you give […]

  • by Ben Brett
  • 15 Jul 2025
  • Budgeting
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Retirement: finish strong or fumble the ball?

As a financial adviser, I see a similar pattern among people in the 50s+ cohort which can have devastating effects. The situation usually looks like this: The couple […]

  • by Ben Brett
  • 11 Jun 2025
  • General
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High Risk vs High Growth Investments

One thing I’ve noticed having worked in the investment world a long time is the convenient rebrand that seems to have occurred from ‘High Risk’ to ‘High Growth’ […]

  • by Ben Brett
  • 21 May 2025
  • General
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The aged pension: one of the three pillars of the retirement system

A client recently mentioned to me that their goal was to never have to rely on the aged pension. We were implementing a few strategies for them to […]

  • by Ben Brett
  • 16 Apr 2025
  • Ben Brett, Superannuation
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Superannuation: why your early contributions make a bigger difference

I was having a great conversation with a younger business owner recently about super contributions. He mentioned he had skipped this year as he was feeling the financial […]

  • by Ben Brett
  • 11 Mar 2025
  • General
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